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Coldwell Banker

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Coldwell Banker

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  • AROUND THE WEB

  • The real estate buzz words that sell San Francisco’s most luxurious listings
    By Emily Landes - Friday Sep 29, 2017

    The old saying goes that, “A picture is worth a thousand words.” But sometimes just a few words, used over and over again, can create a pretty compelling picture. This is especially true when it comes to luxury real-estate, where “broker speak” can give a very interesting peek into the mindset of high-end buyers. Perhaps

    Source: SFGATE.com: On The Block Real Estate Blog
  • Sound Off: What are the benefits and drawbacks of listing a home off-market?
    Friday Nov 17, 2017

    A: An off-market or pocket listing refers to a seller and realtor signing a listing agreement that allows the broker to offer the property for sale, but keeps the information out of the MLS. An off market listing can be attractive to sellers because it potentially offers greater privacy and convenience than an MLS listing - it’s perceived as being easier for the seller - with no For Sale sign, no open houses, no staging, just finding the buyer. It can also be used to price test the market before they seller is ready to commit to a sale. The downside is that an off market listing greatly lessens exposure to other real estate brokers, their buyers and the public.

    Source: SFGATE.com: Real Estate News
  • Creative lending options enables Sea Ranch home purchase
    Friday Jul 21, 2017

    First mortgage: 30-year fixed at 4.125 percent with no points; HELOC: 5.99 percent.The buyer already owned a home at the Sea Ranch seaside community and wanted to buy one larger before selling his current residence.The buyer’s agent, Hanne Liisberg of the Coastal Real Estate Company, knew that Holmgren had access to many funding structures as a mortgage banker/broker.Since the buyer had enough equity in his original home to completely pay off the HELOC after sale, he would be left with an affordable 30-year fixed rate loan after the sale of the original home.Since HELOCs are revolving lines of credit, once the loan is paid off, it will remain in place in case the buyer needs to access those funds in the future for home improvement or any other purpose.Because debt ratio requirements are more stringent when a buyer is putting less than 20 percent down and HELOC loan requirements are much more conservative than first mortgage requirements, Holmgren had to restructure the buyer’s debt profile to meet credit score and debt ratio requirements, but this was accomplished in the first week of the escrow period.

    Source: SFGATE.com: Real Estate News
  • Now Running the Cleveland Cavaliers? A Former Real Estate Broker
    Tuesday Aug 22, 2017

    Koby Altman became the GM of the Cavaliers under extremely unusual circumstances. But his basketball career has been extremely unusual from the very beginning.

    Source: The Wall Street Journal: Lifestyle
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