arp 2014-1 borrower, LLC

80 state street
albany, new york 12207

NYS Entity Status
ACTIVE

NYS Filing Date
JULY 15, 2014

NYS DOS ID#
4606925

County
ALBANY

Jurisdiction
DELAWARE

Registered Agent
NONE

NYS Entity Type
FOREIGN LIMITED LIABILITY COMPANY

Name History
2014 - ARP 2014-1 BORROWER, LLC









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  • AROUND THE WEB

  • A Handmaid’s Tale of Protest
    By CHRISTINE HAUSER - Friday Jun 30, 2017

    In state capitals and street protests, women’s rights activists have been wearing red robes and white bonnets based on “The Handmaid's Tale,” the 1985 novel that is now a series on Hulu.

    Source: NYT > Home Page
  • Big Data tells mortgage traders an amazing amount about you
    By Matt Scully - Friday Jun 30, 2017

    The New York startup sucks in data from marketing firms, public loan filings, courthouses and dozens of other sources, and sells it to mortgage bond and loan traders.The vivid detail the company turns up — the types of stores borrowers tend to shop at and whether they rent out their homes on Airbnb, for example — may unsettle privacy advocates, but it’s a boon for investors trying to figure out how likely homeowners are to pay their obligations.Across the world of finance, startups are using big data to try to improve Wall Street’s success with everything from consumer lending to stock trading.The average fund manager can gain 0.4 to 0.7 percentage point of return by using more intelligent data when trading mortgages, at least for home loans that haven’t been bundled into securities, according to John Ardy, CEO of Resitrader, an institutional marketplace for home loans.“We’re concerned about how this information is shared, and how it can have adverse consequences for individuals without their even realizing it,” said Lee Tien, a senior staff attorney at the Electronic Frontier Foundation, a nonprofit focusing on civil liberties.[...] money managers using information they get from TheNumber could face accusations of discriminating against borrowers based on race or religion if it turns out the factors the company looks at tend to single out particular types of people, said Frank Pasquale, a professor at the University of Maryland’s Francis King Carey School of Law.Fund managers that use TheNumber are typically buying subprime mortgages, many of which have defaulted.TheNumber tries to determine how much pride a homeowner probably has in his or her property, based on information it gleans from third parties, such as whether the resident tends to click on online ads from home improvement and gardening stores.Experian, for example, tries to make sure investors can’t readily determine borrowers’ identities when it hands out mortgage data, said Michele Raneri, a vice president of analytics and new business development at Experian.Added information about borrowers could boost transparency in the mortgage bond market, where getting information about creditworthiness and prices can be much harder than in other debt markets.“Investors in every other market get to see what they are buying — but not mortgage bond investors,” said Adam Murphy, founder of Empirasign Strategies LLC, a trading data firm for mortgage bond professionals.

    Source: SFGATE.com: Business and Technology News
  • The Albany School Sellout
    Friday Jun 30, 2017

    The politicians all get something, but poor kids are the losers.

    Source: The Wall Street Journal: Opinion
  • Bald eagle threat: Lead ammo left behind by hunters
    By MARY ESCH, Associated Press - Sunday Jul 16, 2017

    ALBANY, N.Y. (AP) — Bald eagles have made a remarkable recovery across the United States since the pesticide DDT was banned 45 years ago, but the majestic birds are still dying from another environmental poison: lead from bullets and shotgun pellets in wildlife carcasses left behind by hunters.In New York, which has been a leader in the bald eagle restoration in the Northeast for four decades, state wildlife researchers have documented a growing number of eagle deaths from lead poisoning in recent years.In New York, lead poisoning was confirmed as the cause of death in 38 of 336 bald eagles brought to a Department of Environmental Conservation lab near Albany between 2000 and 2015, said state wildlife biologist Kevin Hynes, who does the necropsies."Eagles are doing very well, their recovery is a great success story largely supported by excise taxes paid by hunters" on lead ammunition and guns, said Lawrence Keane, senior vice president of the National Shooting Sports Association.Virginia wildlife advocate Clark said that rather than a ban on lead ammunition, his group is seeking a public education campaign so hunters are aware of the problem and how they can help.

    Source: SFGATE.com: Top News Stories
  • Ore. day hike turns into 'life-or-death' ordeal for Albany woman
    By Mike Moffitt - Friday Jul 21, 2017

    An Albany, Calif., woman lost in Oregon wilderness for two days was found Thursday and airlifted to safety.

    Source: SFGATE.com: Bay Area News
  • New York eyes 'textalyzer' to bust drivers using phones
    By DAVID KLEPPER, Associated Press - Wednesday Jul 26, 2017

    ALBANY, N.Y. (AP) — Police in New York state may soon have a high-tech way of catching texting drivers: a device known as a "textalyzer" that allows an officer to quickly check if a phone has been in use before a crash."Despite laws to ban cellphone use while driving, some motorists still continue to insist on texting behind the wheel — placing themselves and others at substantial risk," Cuomo said in a statement first reported by The Associated Press.Digital privacy and civil liberties groups already have questioned whether the technology's use would violate personal privacy, noting that police can already obtain search warrants if they believe information on a private phone could be useful in a prosecution.Many security experts are skeptical when it comes to promises that the textalyzer would only access information about phone usage, and not personal material, according to Rainey Reitman, of the Electronic Frontier Foundation, a nonprofit organization that advocates for civil liberties when it comes to digital technology.The committee will hear from supporters and opponents of the technology, law enforcement officials and legal experts before issuing a report, Cuomo's office said.

    Source: SFGATE.com: Top News Stories
arp 20141 borrower llc albany ny